Ref. No. CGTMSE/03/467                                                     September 04, 2015


Member Lending Institutions of CGTMSE


Kind Attention: SME/Priority Sector Department



Circular No. 96/2015-16


Dear Sir,


Up-gradation of NPA cases in CGTMSE portal


Please refer to our Circular No. 88/2015-16 dated April 17, 2015 and subsequent Circular No. 92/2015-16 dated July 08, 2015 on charging Annual Service Fee (ASF) /Annual Guarantee Fee (AGF) at differential rates depending upon level of NPAs of Member Lending Institutions (MLIs) in respect of the guarantee approved by the Trust on or after October 01, 2015.


The differential rates guidelines are being modified and shall be advised separately. In the meanwhile, to enable the Trust to arrive at a correct NPA percentage which would be basis for levy of risk premium, MLIs are requested to intimate the up-gradation of NPA cases, if any (covered under CGTMSE) which have been marked as NPA in CGTMSE portal latest by September 30, 2015. We also invite your attention to our Circular No. 91/2015-16 dated May 15, 2015. We are sure that the MLIs would have duly updated outstanding dues in respect of all the NPAs marked by them in CGTMSE portal with a view to capture repayments/recoveries, if any after the NPA date.


Feeding of this information is critical for arriving at NPA percentage based on which Differential Pricing will be applicable. The Trust shall separately communicate the revised guidelines of applicability of differential rates of AGF.


Kindly bring the contents of this Circular to the notice of your all offices.



Yours faithfully,



(S. S. Bakshee)

General Manager